Is it true that no zakat is due on gold that a person wears.
In the name of Allāh, the Most Gracious, the Most Merciful.
As-salāmu ‘alaykum wa-raḥmatullāhi wa-barakātuh.
Zakāh will become compulsory on a sane and mature Muslim when his / her wealth exceeds the Nisāb and this amount of wealth is maintained for the duration of one entire lunar year. The Nisāb is 20 Mithqals (87.479 g) for gold and 200 Dirhams (612.35 g) for silver.
Hence in reference to your question, if you possess Gold / Silver more than the Nisāb amount you will be liable to pay Zakaat.
And Allah Ta‘ala knows best
Mufti Luqman Hansrot
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 Bahishti Zewar Vol:1 , Pg:297-304 ,ZamZam Publishers