Imagine there is a bank which credits your account each morning with

$86,400. It carries over no balance from day to day, allows you to keep

no cash balance, and every evening cancels whatever part of the amount

you had failed to use during the day.

What would you do? Draw out every cent, of course!

Well, everyone has such a bank. Its name is TIME.

Every morning, it credits you with 86,400 seconds.

Every night it writes off, as lost, whatever of this you have failed to

invest to good purpose.

It carries over no balance. It allows no overdraft. Each day it opens

a new account for you.

Each night it burns the remains of the day. If you fail to use the

day’s deposits, the loss is yours.

There is no going back. There is no drawing against the “tomorrow”. You

must live in the present on today’s deposits. Invest it so as to get

from it the utmost in health, happiness and success! The clock is

running. Make the most of today.

Source: http://www.inter-islam.org